Arch Insurance published claim outcome data in Risk & Insurance this month. Files with early clinical intervention closed 17-18% faster, on average 79 days sooner than matched non-intervention files. Pharmacy spend ran $1,000-$2,000 lower per claimant across the book.
Seventy-nine days changes everything downstream. It changes the reserve, the tail on the file, the litigation exposure, the wage-replacement trajectory, and the injured worker's own sense of whether the system is working. Numbers on a slide look small until they multiply across a book.
Atlas navigators assign a case manager on any file where clinical complexity, comorbidities, or duration risk cross threshold. The manager is running the file, not observing it.
For risk managers reviewing 2026 outcomes, what would 79 fewer days on the average complex file do to your loss triangle?
Source: Risk & Insurance
Case managers who run the file.
Atlas assigns a case manager on any file where clinical complexity, comorbidities, or duration risk cross threshold. The manager is running the file, not observing it.
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